Our governance structure

Shri Ashwini Kumar Tewari is a career banker and started his career in SBI in the year 1991 as a Probationary Officer. Presently, he is the Managing Director of the State Bank of India handling the portfolio of International Banking, Information Technology and Associates & Subsidiaries of the bank. Before becoming the Managing Director at SBI, he served as the Managing Director and CEO of SBI Cards and Payment Services Ltd.

Shri Tewari has been a part of the State Bank of India, India’s oldest and largest banking group, for almost three decades now and has handled several assignments for the bank, across various locations in India and abroad.

As MD & CEO of SBI Cards, he oversaw key partnerships inked with GPay, PayTM, BPCL, etc. and steered the company through the immediate aftermath of the COVID-19 period. Earlier, he was the Country Head of the US Operations of SBI from April 2017 to July 2021. This included the bank’s offices in New York, Chicago, Los Angeles, Washington DC, and Sao Paulo (Brazil). Prior to that he was the Regional Head and General Manager, East Asia, for SBI. Based in Hong Kong, he oversaw the business development and control of State Bank of India, in Hong Kong, China, Japan, Korea, and the neighbouring region.

Over the years, he has held other leadership positions at State Bank of India, including, as the Deputy General Manager (Operations & Information Systems), International Banking Group, Mumbai; Head of SBI’s Cash Management; Regional Manager; and Branch Head, among others.

An electrical engineer by qualification, he is a Certified Associate of the Indian Institute of Bankers (CAIIB), a Certified Financial Planner (CFP), and has done a Certificate Course in Management from XLRI. He has also served on the Board of International Institute of Bankers, New York, and the Board of University of Washington Global Bankers Program.

Philosophy based on the principles of authenticity and bringing about meaningful change keeps him motivated. Shri Tewari is a keen reader, with a special interest in Indian history, science fiction, and literature. An avid jogger and cricket enthusiast, when free Shri Tewari loves listening to old melodies of Kishore and Rafi.

Shri Dalip Kumar Kaul is a member of the Institute of Chartered Accountants of India (ICAI) since 1983. He has also pursued law from Delhi University (1993) and completed a Master’s in Business Administration (Finance) in 2009 (including specialisation in merchant banking, risk management, treasury, international finance).

Shri Kaul is designated as the Managing Partner & CEO with M/s. Baweja & Kaul, Chartered Accountants (since October 1985). He possesses a vast experience of over 38 years, rendering an array of corporate and non-corporate advisory services pertaining to business strategy, merger & acquisition, integrated risk management, regulatory, advisory and assurance services to various sectors like banking and capital markets, insurance, infrastructure, pharmaceuticals, trading, and manufacturing (including listed and unlisted corporates and MNCs). He is also knowledgeable in the areas of human resources and banking (bank audits and bank management).

He was a director on the board of The Jammu & Kashmir Bank Limited (August 2014 to June 2016) and Bakhtar Bank (now, Islamic Bank of Afghanistan, from September 2015 to February 2020). Presently, he is a member of the Board of Supervisors of Azizi Bank, Kabul (since October 2020). He has also served as chairman and member of various boards and board committees.

Shri Arun Mehta was appointed as the Managing Director & Chief Executive Officer at SBI Capital Markets Limited (SBICAP) in January 2020. Prior to his appointment at SBICAP, he was the Chief General Manager – Financial Control at the State Bank of India (SBI) Corporate Center, Mumbai.

Shri Mehta has over 36 years of experience in banking, and started his career with SBI in 1985. He has handled various assignments both in India and overseas, across various functions, gaining wide experience in different areas of banking. He has previously worked as Vice President (Syndication & Investment) in Hong Kong; Deputy General Manager (Merchant Banking) in International Banking Group handling ECBs, FCTLs, and loan syndication; General Manager – Mid Corporate Group, Ahmedabad, responsible for the State of Gujarat as also Diu and Daman; and Chief General Manager, Financial Control, in the CFO vertical.

Shri Mehta has a Postgraduate degree in Economics and is a Certified Associate of the Indian Institute of Bankers.

Shri Ashwini Kumar Tewari is a career banker and started his career in SBI in the year 1991 as a Probationary Officer. Presently, he is the Managing Director of the State Bank of India handling the portfolio of International Banking, Information Technology and Associates & Subsidiaries of the bank. Before becoming the Managing Director at SBI, he served as the Managing Director and CEO of SBI Cards and Payment Services Ltd.

Shri Tewari has been a part of the State Bank of India, India’s oldest and largest banking group, for almost three decades now and has handled several assignments for the bank, across various locations in India and abroad.

As MD & CEO of SBI Cards, he oversaw key partnerships inked with GPay, PayTM, BPCL, etc. and steered the company through the immediate aftermath of the COVID-19 period. Earlier, he was the Country Head of the US Operations of SBI from April 2017 to July 2021. This included the bank’s offices in New York, Chicago, Los Angeles, Washington DC, and Sao Paulo (Brazil). Prior to that he was the Regional Head and General Manager, East Asia, for SBI. Based in Hong Kong, he oversaw the business development and control of State Bank of India, in Hong Kong, China, Japan, Korea, and the neighbouring region.

Over the years, he has held other leadership positions at State Bank of India, including, as the Deputy General Manager (Operations & Information Systems), International Banking Group, Mumbai; Head of SBI’s Cash Management; Regional Manager; and Branch Head, among others.

An electrical engineer by qualification, he is a Certified Associate of the Indian Institute of Bankers (CAIIB), a Certified Financial Planner (CFP), and has done a Certificate Course in Management from XLRI. He has also served on the Board of International Institute of Bankers, New York, and the Board of University of Washington Global Bankers Program.

Philosophy based on the principles of authenticity and bringing about meaningful change keeps him motivated. Shri Tewari is a keen reader, with a special interest in Indian history, science fiction, and literature. An avid jogger and cricket enthusiast, when free Shri Tewari loves listening to old melodies of Kishore and Rafi.

Shri Ananth Narayan is an Associate Professor, Finance, at SPJIMR, and carries a rich experience of 20 years in financial markets trading and sales across India, South Asia, and ASEAN in foreign exchange, fixed income, debt capital markets, asset-liability management, and research. He holds a Postgraduate Diploma in Management from the Indian Institute of Management, Lucknow, and a Bachelor of Technology (Electrical Engineering) from the Indian Institute of Technology, Bombay.

He has been the Regional Head of Financial Markets, ASEAN & South Asia, Standard Chartered Bank; the Managing Director, Global Rates, South Asia, Deutsche Bank; and the Director (Fixed Income & Currencies Trading, India) at Citi Bank. He has also been a member of various committees and working groups of the RBI and SEBI dealing with policy and market development. At present, he holds directorships on the boards of Clearcorp Dealing Systems (India) Limited and Mirae Asset Global Investments (India) Private Limited

Shri Dalip Kumar Kaul is a member of the Institute of Chartered Accountants of India (ICAI) since 1983. He has also pursued law from Delhi University (1993) and completed a Master’s in Business Administration (Finance) in 2009 (including specialisation in merchant banking, risk management, treasury, international finance).

Shri Kaul is designated as the Managing Partner & CEO with M/s. Baweja & Kaul, Chartered Accountants (since October 1985). He possesses a vast experience of over 38 years, rendering an array of corporate and non-corporate advisory services pertaining to business strategy, merger & acquisition, integrated risk management, regulatory, advisory and assurance services to various sectors like banking and capital markets, insurance, infrastructure, pharmaceuticals, trading, and manufacturing (including listed and unlisted corporates and MNCs). He is also knowledgeable in the areas of human resources and banking (bank audits and bank management).

He was a director on the board of The Jammu & Kashmir Bank Limited (August 2014 to June 2016) and Bakhtar Bank (now, Islamic Bank of Afghanistan, from September 2015 to February 2020). Presently, he is a member of the Board of Supervisors of Azizi Bank, Kabul (since October 2020). He has also served as chairman and member of various boards and board committees.

Shri Ashwini Kumar Tewari is a career banker and started his career in SBI in the year 1991 as a Probationary Officer. Presently, he is the Managing Director of the State Bank of India handling the portfolio of International Banking, Information Technology and Associates & Subsidiaries of the bank. Before becoming the Managing Director at SBI, he served as the Managing Director and CEO of SBI Cards and Payment Services Ltd.

Shri Tewari has been a part of the State Bank of India, India’s oldest and largest banking group, for almost three decades now and has handled several assignments for the bank, across various locations in India and abroad.

As MD & CEO of SBI Cards, he oversaw key partnerships inked with GPay, PayTM, BPCL, etc. and steered the company through the immediate aftermath of the COVID-19 period. Earlier, he was the Country Head of the US Operations of SBI from April 2017 to July 2021. This included the bank’s offices in New York, Chicago, Los Angeles, Washington DC, and Sao Paulo (Brazil). Prior to that he was the Regional Head and General Manager, East Asia, for SBI. Based in Hong Kong, he oversaw the business development and control of State Bank of India, in Hong Kong, China, Japan, Korea, and the neighbouring region.

Over the years, he has held other leadership positions at State Bank of India, including, as the Deputy General Manager (Operations & Information Systems), International Banking Group, Mumbai; Head of SBI’s Cash Management; Regional Manager; and Branch Head, among others.

An electrical engineer by qualification, he is a Certified Associate of the Indian Institute of Bankers (CAIIB), a Certified Financial Planner (CFP), and has done a Certificate Course in Management from XLRI. He has also served on the Board of International Institute of Bankers, New York, and the Board of University of Washington Global Bankers Program.

Philosophy based on the principles of authenticity and bringing about meaningful change keeps him motivated. Shri Tewari is a keen reader, with a special interest in Indian history, science fiction, and literature. An avid jogger and cricket enthusiast, when free Shri Tewari loves listening to old melodies of Kishore and Rafi.

Shri Dalip Kumar Kaul is a member of the Institute of Chartered Accountants of India (ICAI) since 1983. He has also pursued law from Delhi University (1993) and completed a Master’s in Business Administration (Finance) in 2009 (including specialisation in merchant banking, risk management, treasury, international finance).

Shri Kaul is designated as the Managing Partner & CEO with M/s. Baweja & Kaul, Chartered Accountants (since October 1985). He possesses a vast experience of over 38 years, rendering an array of corporate and non-corporate advisory services pertaining to business strategy, merger & acquisition, integrated risk management, regulatory, advisory and assurance services to various sectors like banking and capital markets, insurance, infrastructure, pharmaceuticals, trading, and manufacturing (including listed and unlisted corporates and MNCs). He is also knowledgeable in the areas of human resources and banking (bank audits and bank management).

He was a director on the board of The Jammu & Kashmir Bank Limited (August 2014 to June 2016) and Bakhtar Bank (now, Islamic Bank of Afghanistan, from September 2015 to February 2020). Presently, he is a member of the Board of Supervisors of Azizi Bank, Kabul (since October 2020). He has also served as chairman and member of various boards and board committees.

Shri Arun Mehta was appointed as the Managing Director & Chief Executive Officer at SBI Capital Markets Limited (SBICAP) in January 2020. Prior to his appointment at SBICAP, he was the Chief General Manager – Financial Control at the State Bank of India (SBI) Corporate Center, Mumbai.

Shri Mehta has over 36 years of experience in banking, and started his career with SBI in 1985. He has handled various assignments both in India and overseas, across various functions, gaining wide experience in different areas of banking. He has previously worked as Vice President (Syndication & Investment) in Hong Kong; Deputy General Manager (Merchant Banking) in International Banking Group handling ECBs, FCTLs, and loan syndication; General Manager – Mid Corporate Group, Ahmedabad, responsible for the State of Gujarat as also Diu and Daman; and Chief General Manager, Financial Control, in the CFO vertical.

Shri Mehta has a Postgraduate degree in Economics and is a Certified Associate of the Indian Institute of Bankers.